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Insight Recruitment Senior Credit Analyst 2019-10-23 14:48:22 2020-01-23
or call Matt Knowles on:
+44 (0)207 510 9600
Ref #: Insi/CreditAnalyst
Location: London
Salary: £55,000 - £65,000 p.a. + Bonus and Benefits GBP
Type: Permanent

Reporting to the Regional Credit Manager of a well established multinational Commodity Broker, you will use your experienced gained within a Commodity Trading, Brokerage, Shipping/Maritime environment to take a leading role within the Credit Team.

Key Responsibilities:

  • Through continual collaboration with the trading teams, provide credit risk rating recommendations to Senior Management based on in-depth research and analytical work
  • Action daily credit requests, coming in from the traders and business development, for counterparties in assigned region; help maintain the company’s credit exposure within the framework of the company’s risk appetite and limits.
  • Write Credit Reports for the business, using all relevant research, investigation methods, and available data, to provide justification/explanation for credit recommendations and decisions.
  • Ongoing liaison with traders and managers to promote and encourage credit awareness in dealing with customers and suppliers; monitor and enforce the company’s credit risk policies with the high-level objective of achieving 'zero bad debt’.
  • Identify and monitor outstanding debts and follow up with traders to ensure overdue payments are settled; identify bad debt and work in collaboration with the Legal team to recover payment.
  • Support Business Development activities by identifying new business opportunities through extensive market research.
  • Work in close co-operation with the Finance team to optimise margins on deals.
  • Proactively monitor and report on market and other developments impacting counterparties in the assigned region; keep the internal CRM/trading platform up to date with relevant market intelligence.
  • Liaise with traders, shipping intelligence agencies, insurance companies, shipping companies, and any other relevant counterparties to build up a network of contacts within the market.

Special Working Conditions:

  • Some regional and international travel required.
  • Expectation to work outside of standard business hours (9am-6pm) - evening and weekend availability required.

Qualifications:

  • An academic qualification at graduate level (Bachelor’s degree or equivalent) - finance, business, economics, maritime studies or another relevant discipline is preferable, but all disciplines will be considered.

Knowledge & Experience:

  • A minimum of 5 years relevant working experience within a credit risk analyst role.
  • Understanding of or exposure to credit risk within the shipping/maritime/bunkering industry would be a distinct advantage.
  • Exposure to credit risk management in various regions including Europe.
  • An established network of relevant contacts in the European market.
  • Proven experience implementing credit solutions, researching and gathering data from various sources, and drafting credit and market reports.

Skills & Abilities:

  • Hard-working, goal-oriented and with a high level of energy and enthusiasm, able to operate efficiently, effectively and professionally within a fast paced, dynamic and results driven business environment.
  • An analytical mind-set, solid numerical skills and a high level of attention to detail; able to analyse and interpret complex information, process data and provide credible recommendations based on sound judgement and with a focus on quality.
  • Excellent verbal and written communication skills, able to present information in a concise, logical manner, and with authority to a variety of audiences.
  • Strong interpersonal skills and the ability to build, expand and maintain collaborative relationships with internal and external stakeholders at all levels of the business.
  • Robust decision-making skills, able to make accurate, informed decisions and recommendations quickly, and remain resilient when under pressure.
  • Persuasive and influential by nature; able to negotiate, present convincing arguments, and influence the decision of others to accept a specific opinion.
  • A flexible and adaptable attitude, with the ability to multi-task and respond quickly to changing priorities; effective time management and organisational skills, able to prioritise work effectively and meet deadlines.
  • High level of commercial acumen, understands the wider business context; able to demonstrate a high level of cultural awareness and sensitivity and the ability to engage with a culturally diverse population remotely and across geographical boundaries.
  • Able to work co-operatively and productively with others; actively contributes to successful team performance and the achievement of shared goals.
  • Ambitious, self-motivated and demonstrating a willingness to continually develop own knowledge and skills and participate in development opportunities above and beyond required trainings.
  • Fluency in written and spoken English essential. Other European language skills would be an advantage
  • High level of computer literacy including proficiency of MS Office package and able to work with CRM systems.
Back to Jobs
Ref #: Insi/CreditAnalyst
Location: London
Salary: £55,000 - £65,000 p.a. + Bonus and Benefits
Type: Permanent

Reporting to the Regional Credit Manager of a well established multinational Commodity Broker, you will use your experienced gained within a Commodity Trading, Brokerage, Shipping/Maritime environment to take a leading role within the Credit Team.

Key Responsibilities:

  • Through continual collaboration with the trading teams, provide credit risk rating recommendations to Senior Management based on in-depth research and analytical work
  • Action daily credit requests, coming in from the traders and business development, for counterparties in assigned region; help maintain the company’s credit exposure within the framework of the company’s risk appetite and limits.
  • Write Credit Reports for the business, using all relevant research, investigation methods, and available data, to provide justification/explanation for credit recommendations and decisions.
  • Ongoing liaison with traders and managers to promote and encourage credit awareness in dealing with customers and suppliers; monitor and enforce the company’s credit risk policies with the high-level objective of achieving 'zero bad debt’.
  • Identify and monitor outstanding debts and follow up with traders to ensure overdue payments are settled; identify bad debt and work in collaboration with the Legal team to recover payment.
  • Support Business Development activities by identifying new business opportunities through extensive market research.
  • Work in close co-operation with the Finance team to optimise margins on deals.
  • Proactively monitor and report on market and other developments impacting counterparties in the assigned region; keep the internal CRM/trading platform up to date with relevant market intelligence.
  • Liaise with traders, shipping intelligence agencies, insurance companies, shipping companies, and any other relevant counterparties to build up a network of contacts within the market.

Special Working Conditions:

  • Some regional and international travel required.
  • Expectation to work outside of standard business hours (9am-6pm) - evening and weekend availability required.

Qualifications:

  • An academic qualification at graduate level (Bachelor’s degree or equivalent) - finance, business, economics, maritime studies or another relevant discipline is preferable, but all disciplines will be considered.

Knowledge & Experience:

  • A minimum of 5 years relevant working experience within a credit risk analyst role.
  • Understanding of or exposure to credit risk within the shipping/maritime/bunkering industry would be a distinct advantage.
  • Exposure to credit risk management in various regions including Europe.
  • An established network of relevant contacts in the European market.
  • Proven experience implementing credit solutions, researching and gathering data from various sources, and drafting credit and market reports.

Skills & Abilities:

  • Hard-working, goal-oriented and with a high level of energy and enthusiasm, able to operate efficiently, effectively and professionally within a fast paced, dynamic and results driven business environment.
  • An analytical mind-set, solid numerical skills and a high level of attention to detail; able to analyse and interpret complex information, process data and provide credible recommendations based on sound judgement and with a focus on quality.
  • Excellent verbal and written communication skills, able to present information in a concise, logical manner, and with authority to a variety of audiences.
  • Strong interpersonal skills and the ability to build, expand and maintain collaborative relationships with internal and external stakeholders at all levels of the business.
  • Robust decision-making skills, able to make accurate, informed decisions and recommendations quickly, and remain resilient when under pressure.
  • Persuasive and influential by nature; able to negotiate, present convincing arguments, and influence the decision of others to accept a specific opinion.
  • A flexible and adaptable attitude, with the ability to multi-task and respond quickly to changing priorities; effective time management and organisational skills, able to prioritise work effectively and meet deadlines.
  • High level of commercial acumen, understands the wider business context; able to demonstrate a high level of cultural awareness and sensitivity and the ability to engage with a culturally diverse population remotely and across geographical boundaries.
  • Able to work co-operatively and productively with others; actively contributes to successful team performance and the achievement of shared goals.
  • Ambitious, self-motivated and demonstrating a willingness to continually develop own knowledge and skills and participate in development opportunities above and beyond required trainings.
  • Fluency in written and spoken English essential. Other European language skills would be an advantage
  • High level of computer literacy including proficiency of MS Office package and able to work with CRM systems.
Back to Jobs

  Apply Now

Upload Your CV:
or call Matt Knowles on:
+44 (0)207 510 9600